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The persons involved with the accident must hand over to each other the data necessary for the identification of the persons and vehicles involved
in the accident, data on the compulsory motor liability insurance and all other
relevant information of the accident.
In the territory of the European Economic Area (EEA) the so called green card (international motor liability insurance) is a proof that the operator of the car liable for the accident is covered
against road accidents within the territory of EEA. Nowadays not only EU member
states, but other neighbouring countries are also members of the Green Card System
like Albania, Belarus, Bulgaria, Croatia, Iceland, Morocco, Turkey. Having a valid
green card means that the insurance company of the damaging party is liable for
the damages occurred pursuant to the regulation on the compulsory motor liability
insurance of the member country where the accident has taken place.
At the place of the accident the European accident report sheet has to be filled in by both drivers and certify the correctness of data with
their signature. Each party will keep one copy of the report. If there are witnesses
to the accident their names and addresses have to be included in the report.
At the completion of the report the data relevant to the identity of the drivers
and the vehicles, the validity of ID cards, driver licenses and the third-party
insurance must be checked in order to avoid further disputes or application of
invalid documents.
It is advisable to take photos of the scene, if possible.
You always have to call the police if there is personal injury or death as a result of the accident. It is always advisable to call the police if the material damage is significant or disputes arise in connection with the liability or a non-Hungarian resident is involved with the accident.
If any party to the accident insists on calling the police both parties are bound
by this claim and afterwards none can leave the scene without the permission of
the police.
Obligation to report: the accident must be reported by both of the damaged and the damaging party
to their own insurance company submitting the accident report sheet. In Hungary
the insured person is obliged to report the accident within 8 days to his/her
insurer supplying all information requested by the insurance company.
In case the accident occurred in another member state or in a third country the
obligation to report starts when (re)entering the country.
The damaged party has to present its damage claim within 30 days to its insurer.
If the accident was caused by an unknown vehicle, the damage should be reported within 30 days to the Motor Claims Office of the
Association of the Hungarian Insurance Companies. Drivers not covered with valid
insurance must report the accident to the Office within 8 days after its occurrence.
The insurer must be provided with the necessary information about the circumstances
of the accident, its adjudication and the question of liability; in addition to
this the insurance company should be enabled to examine the validity of the information.
In case the insured does not fulfil his/her obligations as indicated herein and
as a result of it essential circumstances of the accident remain unrevealable
the insurance company may even be exempt from its obligation to pay.
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